St. James has developed a broad base of personal and commercial lines products as well as specialty programs in various states to serve the needs of our producer network and their customers. St. James offers agents an extensive range of capabilities in areas where capacity is dearest. Hard market or soft, St. James provides quality coverage and service via time tested binding authorities.

Personal Lines

  • Homeowners
  • Dwelling Fire
  • Condominium Unit Owners and Tenant
  • High Value Homeowners
  • Vacant Property
  • Canine Liability

Commercial Lines

  • Vacant Property
  • Special Events
  • Mercantile
  • Specialty Contractors