Products | Vacant Property Lines

Vacant Property

St. James Insurance Group markets vacant property coverage on behalf of non-admitted carriers.

Underwriting guidelines vary between available markets. Coverage is available in Florida and South Carolina.

General Program Parameters

  • Programs Available:
    • Vacant Properties
    • Vacant Properties undergoing renovations
    • Builder's Risk for new construction
  • Property Limits up to $1M, higher limits may be submitted
  • General Liability Limits up to $1M, varies by program
  • A.M. Best “A” rated companies
  • Coastal Wind Coverage available on non-admitted basis
  • Special and Basic form available
  • 1 to 18 month policy terms available, varies by program

Please send all submissions to