Vacant Property

St. James Insurance Group markets vacant property coverage on behalf of non-admitted carriers.

Underwriting guidelines vary between available markets. Coverage is available in Florida and South Carolina.

General Program Parameters

• Programs Available:
  • Vacant Properties
  • Vacant Properties undergoing renovations
  • Builder's Risk for new construction
• Property Limits up to $1M, higher limits may be submitted
• General Liability Limits up to $1M, varies by program
• A.M. Best “A” rated companies
• Coastal Wind Coverage available on non-admitted basis
• Maximum of 4 residential units
• Special and Basic form available
• 1 to 18 month policy terms available, varies by program

Please send all submissions to clsubmissions@sjig.com