Vacant Property
St. James Insurance Group markets vacant property coverage on behalf of non-admitted carriers.
Underwriting guidelines vary between available markets. Coverage is available in Florida and South Carolina.
General Program Parameters
- Programs Available:
- Vacant Properties
- Vacant Properties undergoing renovations
- Builder's Risk for new construction
- Property Limits up to $1M, higher limits may be submitted
- General Liability Limits up to $1M, varies by program
- A.M. Best “A” rated companies
- Coastal Wind Coverage available on non-admitted basis
- Maximum of 4 residential units
- Special and Basic form available
- 1 to 18 month policy terms available, varies by program
Please send all submissions to clsubmissions@sjig.com