Legal

Disclaimer
This web site is provided on an "as is" basis. To the extent permitted by law, St. James Insurance Group, Inc. disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. St. James Insurance Group, Inc. does not warrant that the functionality or operation of the St. James Insurance Group, Inc. website will be uninterrupted or free from error, that any defects in the website will be corrected, or that the web site or the server(s) that makes it available are free of viruses or other harmful conditions or components.

St. James Insurance Group, Inc. may change the programs or products mentioned at any time without notice. Additionally, all insurance products referred to in this web site are subject to availability and qualifications. Product terms, conditions, and exclusions not described in this website may apply.

Limitation of Liability
To the extent permitted by law, St. James Insurance Group, Inc. disclaims liability, whether based in contract, tort, negligence, strict liability or otherwise, for damages of any kind (including, but not limited to, direct, indirect, incidental, consequential, special, punitive or exemplary damages) in any way arising from the functionality, operation, or the information provided by this website (including, but not limited to, damages arising from interruptions of service or delays in operation or transmission), even if St. James Insurance Group, Inc. is expressly advised of the possibility of such damages.