Specialty Contractors

St. James Insurance Group markets specialty contractors coverage on behalf of several “A” rated admitted and non-admitted carriers.

Underwriting guidelines vary between available markets. Coverage is available in Florida, Georgia, and South Carolina.

General Program Parameters

• Coverage Limits up to $1,000,000 per Occurrence and $2,000,000 Aggregate are available
• Up to $500,000 Damage to Premises Liability coverage is available, varies by program
• Up to $10,000 Medical Payment Expense coverage is available, varies by program
• Most typical artisan contractor codes are eligible
• Blanket additional insured coverage is available
• Subcontracted work is permitted, varies by program
• Mobile Home Repair work may be permitted, varies by program
• Inland Marine coverage can be added, varies by program

Please send all submissions to clsubmissions@sjig.com